Ratings - Recovery of Debts
1911 05 12
Advances of Pay to Men in Debt on the Ledger
And whereas under the existing Regulations for the government of Your Majesty's Naval Service provision is not made for the issue of any pay. or wages to Petty Officers, Seamen, or Boys of the Royal Navy or to Non-Commissioned Officers or Men of the Royal Marines borne on ships' books when in debt to the Crown, except on first entry :
And whereas we consider that it would be of benefit to the Service and would alleviate an undoubted hardship if men who are in debt, and whom it is intended to retain in the Service, were allowed to receive some advance of pay:
We beg leave humbly to recommend that Your Majesty may be graciously pleased by Your Order in Council to sanction the issue of advances of pay to men in debt at rates not exceeding those laid down for men who allot in Appendix III., Part 2, of the Regulations, the rate of advance in the case of monthly payments being that authorized for men who allot at the maximum rate.
1925 12 18
Review of Advances of Pay for Men in Debt on the Ledger
And whereas Your Order in Council of the 4th May, 1911, authorized certain advances of pay to Petty Officers, Non-Commissioned Officers, Men and Boys of the Royal Navy and Royal Marines when in debt to the Crown
And whereas we consider that the arrangements for the recovery of debts need revision:
We beg leave humbly. to recommend that Your Majesty may be graciously pleased, by Your Order in Council,. to sanction the following arrangements for advances of pay to men in debt and for allotments of pay to their wives and dependants:
- Where men incur small debts which can be liquidated within three months without disturbing any allotment in force, advances of pay to be allowed at the discretion of the Commanding Officer, up to a maximum of 50 per cent. of the balance of pay and allowances remaining after payment of the allotment.
- Where the debt is so large that recovery cannot be so effected within three months, advances of pay to be restricted to one-seventh of pay and allowances, and allotments to wives and dependants to be limited to five-fourteenths thereof. No other allotments to be permitted.
- Where debts are incurred in special circumstances the rate of recovery of the debt to be at the discretion of the Admiralty.
- Men undergoing sentences of detention or imprisonment as defined at Section F (a) of Appendix III, Part II E, King's Regulations and Admiralty Instructions, to be allowed to allot and (when pay recommences) to receive advances as at (b) above, provided the total indebtedness can be cleared within three months of the date of sentence; otherwise only a nominal allotment of 2s. 6d. per week to be permitted in addition to the advance of pay.
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